The digital incentive processing platform is the core product and technology offered by M-Dot Network. M-Dot Network enables retailers to validate consumers’ digital incentives based on a unique identifier (loyalty card or mobile phone number and 4-digit PIN) and securely return redemption messages to the POS terminal in real time. M-Dot Network’s digital incentive processing platform is a software as a service (SaaS) solution that integrates retail POS systems with mobile and Internet coupon issuers in real time. Retailers value M-Dot Network because the solution doesn’t require additional servers, printers, or dedicated communication lines, as M-Dot Network utilizes the existing store infrastructure to redeem digital offers. The M-Dot Network retail processing platform provides the following capabilities to retailers and coupon issuers:

• Digital Incentive Issuance – White label interface for coupon issuance and marketing
• Digital Incentive Redemption – Real time Mobile and Internet coupon redemption at check out
• Digital Incentive Reimbursement – Integration with retail and product manufacturer clearing houses
• Loyalty Program – Delivery of analytics and behavior based campaigns
• Digital Rebate Processing – Issue or redeem rebates from a POS terminal
• Mobile Website Development – Turnkey solution to make existing website mobile enabled

Mobile coupons enable retailers to save time and money, reducing a portion of the $500 Million fraud related to paper coupons, as well as laborious handling procedures required by both the store level and headquarters office.